Auto insurance, homeowners insurance, Life insurance, Flood insurance Renters insurance, motorcycle insurance, Boat insurance.

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Now with two convenient locations to serve you in Milton and Pace Florida.


Spicer & Associates, Inc.
is a full service insurance agency providing friendly and professional local service for all of your insurance needs.

Spicer & Associates, has two convenient locations to serve your insurance needs in Milton and Pace, Florida. We offer
Auto insurance, Homeowners insurance, Business insurance,Life insurance, Flood insurance, Renters insurance, Motorcycle insurance, Boat / Watercraft insurance, products to customers throughout the Milton, Pace & Pensacola Florida areas.

Our entire staff of licensed insurance professionals understand the products they are assisting you with. We offer full registry service, free
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Insurance Checkups, and unsurpassed expertise. To properly protect your assets through the purchase of insurance you need to understand products and choices available to you.

Since 1975, Spicer & Associates, Inc. has been educating and assisting our clients in achieving their insurance goals.

If you have any questions about your insurance needs, give us a call at 850-623-2011 (Milton, Florida) or 850-994-1776 (Pace, Florida), Email us or, better yet, visit our offices to meet us in person.

AUTO INSURANCE

The choices you make when purchasing auto insurance are important. Unfortunately many consumers find out only after a claim that they made poor choices. The multiple coverage options you have when purchasing automobile insurance can be confusing. It’s easy to make simple mistakes that could cost you in the event of a claimmore>>

Click Here For A Free Quote

HOMEOWNERS INSURANCE

Properly protecting your most cherished investment is important. Often times in the fast-paced process of buying your home, proper homeowners insurance protection is often overlooked. Our staff is always available to review coverage options to see that you are properly covered and are receiving all the available creditsmore>>

Click Here For A Free Quote

LIFE INSURANCE

How much life insurance do you need? If you’re not sure, you’re not alone. This question has puzzled families for years but at Spicer & Associates we can assist with one of the most important questions you and your family need answered. The process and the products can both be complex but our licensed life insurance experts can steer you though the complexity on your way to the financial protection you are seekingmore>>

MOTORCYCLE INSURANCE

We now offer morecoverage optionsfor almost every motorcycle, including custom ones. Our motorcycle insurance policies are designed for custom choppers to deluxe touring cycles, so you can be sure you'll get a competitive rate that's specific to your type of cycle. We also have a variety of savings anddiscountsavailable. Check out Spicer & Associates Motorcycle Insurance and get back on the road.more>>

RENTERS INSURANCE

You might think, "Why do I need insurance, I'm renting?" Well, even though your landlord probably has an insurance policy on your building, you'll need to protect your personal interests too. And…it only costs a little to protect a lot. Renter's insurance is less costly than you might think.more>>

BUSINESS INSURANCE

We are one of the largest writers of business insurance in the area. With clients from Ft. Walton to South Alabama. We pride ourselves in specializing in the handling of more complex business insurance risks with a special emphasis on contractors, food processors, real restatemore

BOAT - WATER CRAFT INSURANCE

Can you be sure all boaters on the water today are as safety conscious as you? And could you afford out-of-pocket expenses of $4,500 or more? That’s just the average cost for a boating accident. Now is the time to give serious consideration to protecting yourself, your passengers and your property in case you’re ever involved in a boating accident.

more>>

FLOOD INSURANCE

Did you know floods can happen anywhere?It’s true.In the U.S., floods occur more often than all other natural disasters except fires.1 Furthermore, it only takes one foot of water to destroy up to 60% of the contents in your home.However, home, renters and condominium policies don’t cover flood losses.more

Call today for a insurance free quote - Milton Florida 623-2011 or Pace and Pensacola Florida 994-1776

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